Old vs New Regime • HRA • 80C • 80D • Surcharge • Marginal Relief • 100% Free
* Based on FY 2025-26 slabs. Includes 4% cess, surcharge, and marginal relief. For informational purposes only. Consult a CA for tax filing.
Yes, it uses the latest FY 2025-26 slabs for both Old and New regimes, including standard deduction, 87A rebate, surcharge, and marginal relief.
It depends on your deductions. If you claim 80C, 80D, HRA, home loan interest — Old Regime may save more. Otherwise, New Regime is usually better.
₹50,000 under Old Regime and ₹75,000 under New Regime for FY 2025-26.
Under New Regime, if taxable income ≤ ₹12,00,000, you get full rebate up to ₹60,000. Under Old Regime, if income ≤ ₹5,00,000, rebate up to ₹12,500.
For income slightly above ₹12L in New Regime, marginal relief ensures your tax doesn't exceed your extra income. We calculate this automatically.
No. All calculations happen in your browser. Nothing is uploaded or saved to any server.
Yes, 4% health and education cess is included. Surcharge is applied for income above ₹50L.
It's designed for salaried individuals. For business income, consult a CA as rules differ.